Some Social Security beneficiaries will get an extra November check

Social Security recipients typically receive one payment each month, but some older Americans could receive an additional check in November due to the way the calendar falls in the last two months of the year. 
While the issue isn’t new — the Social Security Administration sets its annual payment schedule well in advance of the year — it could take some seniors by surprise next month if they weren’t aware of the unusual schedule. 
People who could receive an extra check in November are those who receive Social Security’s Supplemental Security Income, or SSI, a program for disabled adults and low-income seniors. Some of those SSI recipients also receive monthly Social Security benefits, the traditional retirement income that is available to people once they turn 62. 
The SSI recipients will get an extra payment next month — and some may receive as many as three payments in November.
Here’s how that will work:
In other words, people who get SSI will receive two payments in November — on November 1 and November 29. If they also receive Social Security, they’ll also get that check on November 1, rather than November 3.
Meanwhile, all other Social Security recipients will receive their payments according to the regular schedule, which provides benefits on the second, third or fourth Wednesday of the month, depending on a recipient’s birth date. 
The November dates for Social Security retirement payments are as follows:
Meanwhile, Social Security recipients will get a 2.5% cost-of-living adjustment with their 2025 payments, the agency announced last week. 
The typical beneficiary will see their monthly check increase by about $50, rising to to $1,976 per month. 
That higher payment will kick in with their January benefits:
Meanwhile, people who started collecting Social Security before May 1997 or who receive both Social Security and SSI will get their new Social Security COLA on January 3. 
People receiving SSI will get their new 2025 COLA with their Dec. 31, 2024, payment.